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More Fun with Mortgage Rates, But Don’t Blame the Fed this Time
The interest rates on mortgage loans are about to be affected once again by the actions of the Federal government. Though this time, the culprit

The FHFA is instituting new changes to mortgage rates for Fannie/Freddie loans
Purchase Loans with 20% down and credit scores between 720 and 760: The rate will increase by .125% Purchase Loans with 15% down and credit

Four Bold Housing Predictions for 2023
As housing ended 2022 with a whimper, after being on fire for several years, we are all wondering what 2023 will bring? Due to the

Quick Update and Tips for Real Estate Agents.
As the real estate markets has been hot in most of the Metro NYC areas and super hot in some of them, everyone has been

So you want to buy an NYC Co-Op?
How much do you know about NYC cooperative apartments? It is an entirely different type of ownership than either a house or a condominium apartment

Considering a move between NY and NJ? The contract and closing processes aren’t the same.
In the Concert for Sandy Relief, during his Hallelujah spoof, Adam Sandler sang about the “Hudson Brotherhood” with respect to the relationship between NY and

Refinances Are Getting More Expensive
As we are now in the heart of the Fall real estate season, there are some changes in the mortgage business that will affect the

Is this Time Really Different? Real Estate and Mortgages in Metro NY
We are certainly living in “interesting times” as the old proverb states. As a result, we are being told that the mortgage and real estate