The FHFA is instituting new changes to mortgage rates for Fannie/Freddie loans

Purchase Loans with 20% down and credit scores between 720 and 760: The rate will increase by .125%

Purchase Loans with 15% down and credit scores between 720 and 760: The rate will increase by .25%

Purchase Loans with credit scores under 660: The rate will decrease between .125% and .5% depending on the loan to value and the credit score.

Cash Out Refinances with a loan to value between 70% and 80% and credit scores between 760 and 780: rate will decrease by .125-.25%

All Loans with Debt to Income Ratios over 40%: rate will increase by .125%